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Get Paid 100% Upfront — Even When Your Customer Needs Time to Pay and Earn Cashback.
Help your customers finance invoices from R100,000 to R5,000,000 while you get paid upfront.
Built for Businesses That Invoice:
  • Suppliers & wholesalers
  • Contractors & builders
  • Equipment & vehicle dealers
  • Manufacturers
How the Partner Program Works:
Step 1 — Join as a Partner
Sign up and receive your unique merchant token.
Step 2 — Refer a Customer
When a customer needs help paying an invoice, submit them with your merchant token.
Step 3 — We Match Them With Lenders
Your customer is paired with our private lending network to compare invoice finance offers.
Step 4 — Everyone Wins
You get paid upfront, your customer gets the finance they need and both of you earn a bonus.
Why Partners Love It:
For You:
✅ Get 100% payment upfront
✅ No more waiting 30–90 days
✅ Close deals faster
✅ Earn a 1% referral bonus on funded deals
For Your Customer:
✅ Finance purchase orders & invoices
✅ Preserve working capital
✅ Compare multiple lender offers
✅ Receive a 1% cashback bonus

Our lending network has funded tens of thousands of businesses across South Africa.
What Can Invoices Be Financed For?
  • Materials & stock
  • Equipment purchases
  • Vehicles & fleet
  • Large purchase orders
  • Project-based work
Funding ranges from R100,000 up to R5,000,000, depending on the business and invoice size.
Please note we need businesses to be VAT registered and trading 12 months+
Become a Funder Bear Partner:

Free to join. No commitments. Only earn when deals fund.
Ready to Submit a Referral?